I have had quite a few conversations the past month with seniors that are concerned about how they will receive the care they need in their later years. While they are in good health now, they conveyed to me their concern is related mainly to family issues. The common concerns are as follows: My mother had Alzheimer’s and was in need of round the clock care for about seven years; if that happens to me, I do not want to be a burden to my children. Or, my son depends upon my farm or business for his livelihood; if something happens to me, then he would be out of my help and assets and would not be able to make it on his own.

These are valid concerns and most of the issues can be planned for accordingly.

However, when you look at your own situation, you should be aware of the facts. Right now in the Altus area, the cost per month for a full-time nursing facility is about $4,800 per month. Assisted living in the Altus area costs about $2,500.

The concept of using usa viagra no prescription was borrowed from traditional sciences such as Unani and Ayurveda which used natural herbs to treat impotence for centuries. cialis? cialis on line when swallowed normally enhance the flow of blood to corpus cavernosa of the man’s penis. Take any fruit of your choice add one potato in it and crush them in the early stage. http://www.devensec.com/residents/DevensHHWFlyer.pdf.pdf order levitra Overall dysfunction as well as the wastage of skeletal muscles is the two most independent predictors of buying cialis online mortality amongst the patients suffering from COPD. Working Out & Eating cialis soft 20mg Right can be the Answer for you. When it comes to paying for these costs, there are essentially only three options: 1. Self-pay, 2. Long-term care insurance, and 3. Medicaid or VA.

If you look at your assets (what you would consider spendable), how long would they last for your care. If your family depends upon these assets, how will they be able to continue to use them and satisfy your nursing costs too.

I encourage everyone to have a plan for what could happen. Long-term care insurance is a great option for most people, if you start when you are young. Medicaid planning might be an option for others. I would like to invite anyone interested in learning more about the options to contact me, Brent Howard, at 580-318-8829.