Well, another tax season is finally over and I can get back to updating my website! With the final extension of the individual mandate to have qualifying health insurance having lapsed on March 31 (and those who had attempted by that time, extended to April 15), there a few thoughts that I wanted to let the tax and business minded people know, here in Altus, Oklahoma. Just because there is an individual mandate to buy insurance, there are still significant exceptions to the penalty that would be imposed on your 2014 taxes. These are as follows:

• Have no affordable coverage options because the minimum amount you must pay for the annual premiums is more than eight percent of your household income, or
• Have a gap in coverage for less than three consecutive months, or
• Qualify for an exemption for one of several other reasons, including having a hardship that prevents you from obtaining coverage or belonging to a group explicitly exempt from the requirement.

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